How it works

A clear path from statement to lower effective rate

Prism Cost Auditing runs Independent Cost Reductions & Expense Optimization without asking you to rip out your payment stack.

1. Step 1

   Intake

   Share a recent statement or hop on a short call. We confirm your processor, channels, and monthly volume so the audit is scoped correctly.

2. Step 2

   Forensic review

   We break apart interchange, assessments, processor markups, and ancillary fees. Anything inflated, duplicated, or unnecessary is flagged with a recommended target.

3. Step 3

   Negotiation

   Armed with the findings, we engage your current provider. You keep terminals, integrations, and payout timing—we change the cost structure underneath.

4. Step 4

   Verification & monitoring

   We confirm the new rates show up on your statement, pursue credits where warranted, and keep watching for silent increases.